Existing customers can take advantage of pre-approved loan offers without filling out an application form. Simply enter your mobile number and an OTP to know your offer.Check Offer
Bajaj Finserv has developed a service that allows anyone with a valid mobile number to check for an Insta Personal Loan offer. However, additional documents may be required to complete the loan processCheck Offer
If you do not see an offer or require a loan amount greater than the pre-assigned limit, you can go through the standard online application process, which takes less than 5 minutesCheck Offer
What is the maximum offer that I can get with an Insta Personal Loan?
With an Insta Personal Loan, you can get funds up to Rs. 10 lakh. To check your offer, simply enter your mobile number and OTP.
How can I see if I am eligible for an Insta Personal Loan?
You do not need to check if you are eligible for an Insta Personal Loan. Existing customers already have a pre-approved offer, while new customers get a pre-assigned limit. You can see if you have an offer or not, by just entering your mobile number and OTP.
What can I use an instant personal loan for?
You can take a Bajaj Finserv Insta Personal Loan for several scenarios such as: • Medical expenses • Wedding • Higher education • Home expenses Our Insta Personal Loan comes with no end-use restrictions, allowing you to meet a wide variety of expenses comfortably.
How do I make payments on my Insta Personal Loan?
Set up a NACH mandate with your bank to pay back your Insta Personal Loan in equated monthly instalments (EMI).
What documents do you need to get an Insta Personal Loan?
Most of the time, you do not have to send in any paperwork to get a Bajaj Finserv Insta Personal Loan. However, depending on your profile, you may be asked to submit additional basic documents, such as: • KYC documents, including a PAN card, an Aadhaar card, a driver's licence, a voter ID, or a passport • Cancelled cheque • Bank account details
Are part-prepayment and foreclosure facilities available for instant personal loan?
Instant personal loans work just like a regular personal loan with the added benefit of quick disbursal time. You can easily part-prepay and foreclose your Bajaj Finserv Insta Personal Loan. There are charges associated with part-payment and foreclosure, and you can read them in detail in the fees and charges section.
Can I get an instant personal loan with a credit score of 550?
You do not need to check your credit score or any other parameter to apply for a Bajaj Finserv Insta Personal Loan. Existing customers get pre-approved offers, whereas new customers can generate pre-assigned limits with just their mobile number and OTP.
How long is instant personal loan disbursal process?
Instant personal loans usually come with a fast disbursal process. With a Bajaj Finserv Insta Personal Loan, you can receive money in your account within just 30 minutes* to 4 hours. *Applicable for select customers