Scooters are one of the preferred modes of transport for most middle-income households in India. These are primarily used for regular commutes and are a cost-effective conveyance option. Moreover, the best scooters are available at a fraction of the price of a car and are simple to use. If you are looking to buy a scooter online at a competitive price, the Bajaj Mall is the best spot. The Bajaj Mall offers a wide range of Two-wheelers online options from leading brands at low EMI options.
Why is purchasing a scooter on EMI a good option?
Purchasing a scooter on EMI is more cost-effective than paying the entire amount up-front. Here are a few more reasons why purchasing a scooter on EMI is a good option:
Flexible repayment tenor :
EMIs come with flexible repayment options and the amount can be repaid within the tenor you choose. You can conveniently repay in smaller amounts according to your budget when you buy a new scooty.
Impact on credit score :
You can build a good repayment history by making monthly payments on time. This positively impacts and improves your credit score. Additionally, a two-wheeler loan also results in a healthy credit mix, which can further increase your credit score.
Easy on the budget :
EMI payment offers the option to pay for a product over an extended period, which significantly reduces the financial strain. You can also buy expensive scooters on EMI, which may not be possible otherwise.
At the Bajaj Mall, you can purchase new scooters on EMIs and choose a tenor that is convenient for you.
Check out top-selling Scooters on the Bajaj Mall with a price list
You can purchase the best scooty on EMI by visiting the Bajaj Mall. However, before you start shopping, there are a few factors that you must consider. The following are a few of the factors you should assess while buying scooters on EMI.
• Eligibility :
Your first action should be to check if you’re eligible for the loan amount. Eligibility is based on various factors such as age, credit score and proof of income.
• EMIs to be paid :
The next vital aspect you must evaluate is the EMI amount. This primarily depends on 3 factors:
• Scooter loan interest rate
• Tenor of the loan
• Loan amount
• The repayment plan :
It is crucial to choose a loan amount that you can repay without any hassle and strain on your monthly budget. Loans with adjustable tenors, low EMI amounts and grace periods will be ideal for you.
• Processing fees and foreclosure charges :
The installment amount is not the only element you must consider carefully. You need to pay a processing fee depending on the total loan amount. Furthermore, if you wish to foreclose your loan, you will have to pay a pre-payment charge which is usually between 2% and 5%.
Top brands of scooters available on Bajaj Mall in India
The following are some of the top two-wheeler brands in India that offer impressive scooters.
TVS Motor Company
As India’s third-largest two-wheeler motor company, the TVS Motor Company is an excellent starting point for new riders. The new TVS scooters offer great mileage and classic designs.
Hero is one of the largest scooter brands in the world that offers some of the best scooters in India and abroad. The Hero scooters come with the latest designs and technologies that focus on sustainable climate goals.
The scooters from Suzuki combine attractive designs with fuel-efficient technology. They also come with a digital console that is compatible with the Suzuki Ride Connect application.
Vespa - Piaggio Vehicles Pvt. Ltd.
Equipped with Combined Braking System (CBS) and Anti-lock Braking System (ABS), Vespa is one of the most iconic scooter lines.
Honda Motorcycle and Scooter India Pvt. Ltd.
A scooty from Honda is a great purchase for when you want a modern, high-performance scooter. Coveted features such as Silent Start with ACG, ESP Technology and Multi-Function Unit make Honda scooters highly sought-after models.
India Yamaha Motor Pvt. Ltd.
Yamaha extends an exciting line of sports scooters and fuel-efficient scooters, with auto-transmission and stunning designs.
Frequently Asked Questions Scooters :
Que: How can I buy a scooter on EMI?
Ans: At the Bajaj Mall, you can purchase a scooter on EMI by availing of a two-wheeler loan. You will come across a wide range of scooters from various leading brands that are available at low EMIs with flexible repayment tenors.
Que: Which brand offers the best scooters in India?
Ans: Some of the top-selling scooter brands in India include Honda, Hero and TVS Motor Company.
Que: Why should I purchase a scooter from the Bajaj Mall?
Ans: The Bajaj Mall offers a wide selection of scooters from all the top brands at highly competitive prices. Additionally, you can purchase your preferred model on EMIs, with flexible repayment tenors.
Que: Do I require a license to ride a scooter?
Ans: Yes, in India, you require a license to ride a two-wheeler. As per the Motor Vehicles Act, 1988, you can get a two-wheeler licence if you are 16 years or older. These are motorcycles without gears with a capacity of up to 50cc.
Que: What are some of the latest scooter models available in India?
Ans: The latest scooter models available in India include Suzuki Avenis Race Edition (Metallic Triton Blue), Vespa SXL 150 (Matt Black) and TVS Ntorq 125 Disc (Stealth Black).
Que: What are the best budget scooters?
Ans: Some of the best budget scooters include Suzuki Access 125 Drum (Pearl Mirage White), Honda Dio BS6 STD (Matte Marvel Blue Metallic) and Hero Pleasure Plus FI Sheet Metal Wheel (Pearl Silver White).
Que: Which scooters give the best mileage in India?
Ans: Scooters offering the best mileage on the Bajaj Mall include TVS Ntorq 125 Disc (Stealth Black), Honda Dio BS6 STD (Matte Marvel Blue Metallic) and Suzuki Avenis Race Edition (Metallic Triton Blue).