This document was last updated on 24-July-2024
This Terms of Use should be read in conjunction to the Privacy Policy and Disclaimer of the Site.
This document (“Terms of Use”) is published in compliance with the provisions of Information Technology Act, 2000 (as amended from time to time) and all other Applicable Laws, Guidelines, Rules & Regulations.
These terms and conditions are written in English. While You may not fully understand English, BFDL and You agree that the English version will prevail in all communications and legal matters. You may use a third-party application for translation of the English version of the Terms into other languages. You understand and agree that any translation of the Terms into other languages is for Your convenience only and that the English version governs the terms of Your relationship with BFDL. Furthermore, if there are any inconsistencies between the English version of the Terms and any the translated version, the English version of the Terms shall prevail.
In this policy,
• "Affiliates" means, in relation to any person, any entity that directly or indirectly controls, is controlled by, or is under common control with, the person, where the term ‘control’ shall have the meaning assigned to it in the Companies Act, 2013, as amended from time to time; and
• "Applicable Laws" includes any applicable constitution, statute, law, rule, regulation, ordinance, decree, order, judgement, authorization, or any directive, guideline, requirement or government restriction having the force of law, or any determination by, or interpretation of any of the foregoing by, any judicial authority, whether in effect as of the date of the Agreement or thereafter and each as amended from time to time within the jurisdiction of India.
• “Partners/ Service Providers” shall mean and include the authorized dealers/sellers/merchants/travel partners who are listing their products and associated services on the Site.
• “Site” means any web site, mobile site, or application, owned and operated by us;
• “Service” means any products and related services listed on the Site, including travel services offered by our Partners/Service Providers on our Site;
• “We,” “Us,” and “Our” means Bajaj Finserv Direct Limited (“BFDL”);
• “You” and “Your” “User” mean anyone who visits, accesses, or uses our Site or obtains Services from us through our Site.
The Services rendered by BFDL are exclusively intended for individuals who are citizens of India and residing in India. By accessing our Site and/or using the information provided on or via this Site, You agree to the following terms and conditions detailed below. If You do not agree with the terms and conditions stated hereunder, You shall not access, visit and/or use the Site and avail our Service.
By using this Site, You confirm that You are a resident of India and have attained the age of at least 18 years, and You are legally entitled to enter into a binding contract and that You are not a person barred from availing Services under the Applicable Laws of India and will only use the Site to make legitimate selection of Services for You or for another person for whom You are legally authorized to act (and will inform such other persons about the Terms of Use and Privacy Policy) that apply to the interactions You have made on their behalf (including all rules and restrictions applicable thereto). You also confirm that the statements, answers and/ or information given by You are true and complete in all respects and that You are authorized to avail the Services on behalf of other person(s).
You agree that if You avail any financial Service through the Site, BFDL will conduct due diligence and seek mandatory information as may be required for Know Your Customer (“KYC”) purpose; and as a User, You hereby authorise BFDL to facilitate Your choice of Services in accordance with the Applicable Laws in India.
While using the Site to communicate with BFDL, You shall communicate with Your registered mobile/telephone number and/or e-mail address. Thereby, You agree to receive communication from BFDL on Your registered mobile/telephone number and/or e-mail address.
Notwithstanding whether Your telephone/mobile is registered with NCPR/NDNC maintained by TRAI, by accessing this Site, You, by applying/enquiring/verifying any of the Services offered on the Site and/or You making a request to call back, it is deemed that You have expressly authorized BFDL, Partners and Service Providers of BFDL to call back or send You text messages or messages through chatbots for solicitation and procurement of Services. In case if You may not wish to receive any calls/messages, You are obliged to proactively inform BFDL about the same.
While using this Site, You agree NOT to, by any means indulge in illegal or unauthorized activities including but not limited to (i) use the Site for unlawful purposes; (ii) collect information about the Users without their express consent; (iii) engage in spamming or flooding; (iv) transmit any software or other materials that contain any virus or other harmful or disruptive component; (v) remove any copyright, trademark or other proprietary rights contained in the Site; (vi) copy, mirror any part of the Site without our prior permission; (vii) permit or help anyone without access to use the Site through Your Username and password or otherwise; and (viii) posting any defamatory messages to either in print/electronic/social media; (ix) impersonate any person or entity, falsely claim an affiliation with any person or entity, or access the accounts of others without permission, forge/fabricate another persons’ digital signature, misrepresent the source, identity, or content of information transmitted via the Site, perform any other similar fraudulent activity or otherwise send or receive what BFDL reasonably believes to be potentially fraudulent funds; (x) infringe BFDL, its Partner’s or Service Provider or any third party’s intellectual property rights, rights of publicity or rights of privacy; (xi) use any robot, spider, other automatic device, or manual process to monitor or copy the Site without prior written permission; (xii) use any device, software or routine to bypass Site exclusion headers, or interfere or attempt to interfere, with the Site; (xiii) remove, circumvent, disable, damage or otherwise interfere with security-related features of the Site or features that enforce limitations on the use of the Site; (xiv) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the Site or any part thereof; (xv) use the Site in any manner that could damage, disable, overburden, or impair it, including but not limited to using Site in an automated manner; (xvi) intentionally interfere with or damage operation of the Site or any User’s enjoyment of them, by any means, including but not limited to uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code. (xvii) You agree and authorize BFDL to share Your information, with its group companies, Partners, Service Providers and other third parties, in so far as required for marketing purposes/offering/cross-selling various products and Services and/or to provide You with various value-added services, in association with the Services selected by You or generally otherwise. (xviii) If You request not to receive such communication/marketing material any further from us, it shall be applicable prospectively only and shall not apply in respect to Your data already shared by us with its Partners, Service Providers and third parties. In case You do not wish to receive any such communication/marketing materials from our Partner, You agree to get in touch with them independently, without involving us. (xix) You voluntarily consent to register as a member of BFDL community to get personalized and exclusive products, offers and services from BFDL in tie up with its business Partners for meeting Your financial needs while You access any Products or Services on Site.
By accessing the Site, (i) You acknowledge that BFDL vide its Site operates as a digital platform, offering products through its Partners. (ii) You understand that You would be required to share and submit personal identifiable information and sensitive personal information [collectively referred as “Personal information”] on the Site, basis the Services selected by You and such Personal Information shall be governed by the Privacy Policy as updated on the Site. (iii) You affirm that all information provided by You is correct, complete, and up-to-date and no information has been withheld by You and You shall keep BFDL and Partners, informed of any change in the information provided by You. (iv) You authorize BFDL to share Your information with its respective Partners and Service Providers, in connection with the Services chosen by You. (v) You agree that You shall be contacted by BFDL, its Partners/Service Providers, vide email, SMS, phone call, WhatsApp or any other mode of communication as provided/available in relation with Services and other value-added services whereas by proceeding to accept the terms of use, such consent by You, irrespective of any registration by You with “National Do Not Call Registry” (NDNC) or “National Consumer Preference Registry” (NCPR) under TRAI. (vi) You authorize BFDL and its Partners to share all information provided by You or obtained as a result of Your application for such Services selected by You with other third parties, including but not limited to, Service Providers, statutory bodies, or any other party as they deem necessary and therefore, You shall not hold BFDL, its affiliates, group companies or its Partners liable, for use/sharing of the information as mentioned above. (vii) You confirm that You have read the terms and conditions, on all Services which You wish to avail, including, applicable fees and changes, if any and as available on this Site or as disclosed by the Partner.
(viii) You acknowledge that You shall be required to accept the terms of loan/Services, vide a legally binding agreement between You and the Partner however, while You may be filling up the application for such loan/ Services on the Site, You understand and accept that the loan application is subject to approval from the Partner directly and the Partner has the sole discretion to accept/reject the application and assign credit limit etc. and BFDL holds no warranty and does not make any representation or commitment of approval/rejection of loan application in any manner whatsoever. (ix) You agree that all interest rates, prices etc. shown on the Site may vary and interest rates, charges, fees, prices and all such terms and conditions shall be determined by the Partner whereas, EMI calculators are provided on the Site are only as self-help planning tools and the same may be subject to errors, omissions and therefore You may verify the results at Your end before concluding and therefore, BFDL does not guarantee its accuracy or applicability. (x) You acknowledge that based on Your previous relationship with BFDL or its Partners, You may be shown pre-qualified/pre-approved offer from time to time, however no pre-qualified/pre-approved offer shall constitute any commitment/guarantee of any financial product being offered to You. (xi) You agree that any decision to apply for any financial product is solely at Your own risk and You will hold BFDL harmless for any loss or damage that You may suffer, whether directly or indirectly. (xii)You hereby consent and authorize BFDL, to send communications in relation to customized recommendations, promotional offers, information on various other products and Services available on this Site by BFDL via email, SMS, WhatsApp, phone call, App notifications or any other means of communication even if You have registered under National Customer Preference Register (NCPR)/National Do Not Call (NDNC) or any other registry prescribed by Telecom Regulatory Authority of India (TRAI) from time to time. (xiii) You agree that display of Services offered by Partners on the Site, does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of BFDL in favour/against any Partner or their products. You agree that BFDL is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from such Partners.(xiv) Your interaction with any Partner accessed through the Site is at Your own risk, and BFDL will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any Partner or for any personal injuries, death, property damage, or other damages or expenses resulting from Your interactions with such Partners and Service Providers.
The User agrees to indemnify, defend and hold harmless BFDL, its Group Companies and their directors, officers, employees, agents, Partners, Service Providers, and any other third party providing any Service to BFDL in relation to the Services and for indulging in any prohibited conduct as mentioned above whether directly or indirectly, from and against any and all losses, liabilities, claims, damages, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by BFDL that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any terms of this Terms of the Use, including any representation, warranty, covenant or agreement made or obligation to be performed by the User, pursuant to these Terms of Use.
The content (not limited to material, information, details, features, updates, data, news, queries, response to such queries etc.) contained on this Site is provided for general information only and should not be used as a basis for making business/commercial decisions. BFDL does not provide any advisory services. You are requested to exercise caution and/or seek independent professional advice before entering any investment or financial obligation based on the content contained on this Site.
Images used on this Site and the models photographed in them are for representative purposes only and are not indicative of anyone's personal thoughts or ideas.
The content on this Site should NOT be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or financial products / schemes of BFDL, its group companies, Partners, Service Providers, subsidiaries or any of its affiliates. Services are available only at the discretion of BFDL, subject to the individual contractual terms and conditions of the respective Partner’s products and services basis which such products & services are offered and such products and services may be withdrawn or amended at any time without notice. In the event of any conflict between the terms and conditions of specific products and services displayed on the Site of the Partner vis-à-vis the terms and conditions laid down by the respective Partner, the terms and conditions laid down by the Partner shall prevail as regards such products and services are concerned.
No information sent to any User through this Site or available on this Site shall constitute any representation or warranty by BFDL, or its Group Companies, subsidiaries or affiliates regarding the credit-worthiness, financial performance or prospects, solvency, or viability of any company or other legal entity or the business carried on by such entity.
This Site may contain statements of various professionals/ experts/ analysts, etc. whereas, BFDL does not represent/ endorse the accuracy, reliability of any of statements/ information by any such person. It is the responsibility of the User of this Site to independently verify and evaluate the accuracy, completeness, reliability and usefulness of any statements, services or other information provided on this Site. All information in this Site is being provided under the condition and understanding that the same is not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. BFDL may at any time (without being obliged to do so) update, edit, alter and or remove any information in whole or in part that may be available on this Site and shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability. Nothing contained herein is to be construed as any advice or recommendation to use any product or process. Though BFDL will endeavour that information contained on this Site is obtained from sources which are reliable, however, BFDL does not warrant such information’s completeness or accuracy
Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. BFDL is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions the User may initiate.
BFDL does not represent or warrant that the Site will be uninterruptedly available. Please note that the Site may not meet the User’s requirements, that access may be interrupted, that there may be delays, failures, errors or omissions or loss of transmitted information, that viruses or other contaminating or destructive properties may be transmitted or that damage may occur to Your computer system. You have sole responsibility for ensuring adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. BFDL makes no representations or warranties regarding the accuracy, functionality or performance of any third-party software that may be used relating to the Site.
BFDL, its group companies, Partners, Service Providers, Affiliates, and its directors and employees accept no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential, punitive, or exemplary loss, dam age or expenses) from Your use of this Site or any linked site howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, omission, interruption, imperfection, fault, mistake or inaccuracy with this Site, its contents or associated services, or due to any unavailability of the Site or any part thereof or any contents or associated services.
BFDL reserves the right to change the information provided on or via this Site, including the terms of this disclaimer, at any time and without notice. However, BFDL shall not undertake to update the content contained on this Site from time to time. You are obliged to exercise Your independent diligence on the information provided on or via this Site before arriving at any decision and You will be solely responsible for Your actions. BFDL shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this Site.
Nothing contained in our Site should be construed as granting any license or right to use any copyrightable objects, trademarks, patents, displayed on our Site. BFDL, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this Site (including all texts, graphics and logos) except which are owned by the Partner. Users are prohibited from using, modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content available on or through the Site for any purpose without written permission of BFDL of such or such other parties. The materials on this Site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of BFDL.
This Site may contain links to other Sites of group companies, Partners, subsidiary companies and Affiliates of BFDL. This Site may also contain links to external Sites, having further linked Sites, controlled or offered by third parties, to help You find relevant sites, services and/or products which may be of interest to You, quickly and easily. The contents displayed or products / services offered on such linked sites or any quality, safety, genuineness, lawfulness, availability, delivery or fitness of the products/ services are not endorsed, verified or monitored by BFDL. BFDL is also not responsible for the owners or operators of such external sites or for any products or services they supply or for the contents of their sites and do not give or enter into any conditions, warranties, express or implied; or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external site to which this site includes a link infringes the intellectual property rights of any third party).
Under no circumstances shall BFDL be held liable for any delay or failure or disruption of the content or services delivered through the Site resulting directly or indirectly from acts of nature, forces or causes beyond our reasonable control, including without limitation, internet failures, computer, telecommunications or any other equipment failures, electrical power failures, strikes, labour disputes, riots, insurrections, civil disturbances, shortages of labour or materials, fires, flood, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals or non-performance of third parties.
i. The Terms of Use read with the Privacy Policy shall constitute the entire agreement between User and BFDL with respect to and govern User’s Terms of Use of the Site and Services, superseding any prior written or oral agreements in relation to the same subject matter herein.
ii. We aim to provide uninterrupted access to this Site, but we give no warranty as to the uninterrupted availability of this Site. We reserve the right to suspend, restrict or terminate Your access to this Site at any time.
iii. We reserve the right to add, amend, delete, edit, remove or modify any information, content, material or data displayed on the Site and without notice from time to time. It is recommended that You review the information provided on or via the Site, including these terms and conditions, periodically for changes. BFDL or any of its subsidiaries/ affiliates shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this Site.
iv. BFDL and User are independent parties and no agency, partnership, joint venture, employee-employer relationship is intended or created by the Terms of Use.
v. If any provision of the Terms of Use is held to be invalid or unenforceable, such provision shall be deleted and the remaining provisions shall remain valid and be enforced.
vi. BFDL’s failure to enforce any right or failure to act with respect to any breach by User under the Terms of Use will not constitute a waiver of that right nor a waiver of BFDL’s right to act with respect to subsequent or similar breaches.
vii. BFDL shall have the right to assign the Terms of Use (including all of our rights, titles, benefits, interests, and obligations and duties in the terms to any person or entity (including any affiliates of BFDL). User may not assign, in whole or part, the terms to any person or entity.
This Site and disclaimer shall be governed by and construed in accordance with all Applicable Laws of India. All disputes arising out of or relating to this disclaimer or use of this Site shall be submitted to the exclusive jurisdiction of the courts of Pune.
The Users of this Site may refer to the below Annexures A, B, C and D respectively for specific terms and conditions relating to the Services as may be availed by them. This is in addition to the terms and conditions as stated in the foregoing.
For Users availing Services through our store locator model, will be bound by the below terms and conditions.
1) This Site acts as a digital platform for Users for showing interest in Services listed on the Site. During their course of selection of Services, Users may utilize the Site to discover and interact with the Partners/Service Providers. This platform may be used to promote interaction between Users and Partner/Service Provider for availing the Services. The Site does not represent the Partner/Service Provider or the User in any manner whatsoever.
2) Users shall be redirected to Bajaj Finance Limited (“BFL”) website wherein they will be shown retail stores at the User’s nearest location which offer the Services as selected by them. The Services shall be displayed, subject to availability at the respective stores. BFDL is not a party to any negotiations that take place between the Users of the Site and Partner/Service Provider and are further not parties to any agreement including an agreement for sale or supply of goods or Services or otherwise, concluded between the Users of the Site and Partner/Service Provider.
3) The content displayed on the Site is provided or posted by the Partner/Service Provider. Users understand and agree that the Site in such case is not the author of the content and that neither the Site nor any of its affiliates, directors, officers or employees have entered into any arrangement including any agreement of sale between the User and the Partner/Service Provider. The features and Services on the Site are provided on an " as is " and " as available " basis, and Site does not facilitate or participate in any sale, delivery, transaction and / or storage related to any Product.
4) Users are cautioned that there may be risks of dealing with people acting under false pretences on the Site. This Site uses several tools and techniques to verify the accuracy and authenticity of the information provided by Partner/Service Providers. however, BFDL cannot and does not confirm each Partner/Service Provider’s purported identity on the Site. The Site encourages Users to evaluate the Partner/Service Providers with whom they would like to deal with and use the common prudence while dealing with them.
5) Users agree to fully assume the risks of any selection made on the basis of any content, information or any other material provided on the Site and further assume the risks of any liability or harm of any kind arising due to or caused in connection with any subsequent activity relating to any Products or Services that are the subject of any such selection. Such risks include, but are not limited to, misrepresentation of Services, fraudulent schemes, unsatisfactory quality, failure to meet specifications, defective or dangerous products, unlawful Products, delay or default in delivery, cost miscalculations, breach of warranty, breach of contract and transportation accidents.
Order Process
1) Your selection of Service shall be subject to availability of the same at the nearest Partner/Service Provider store in Your registered city. Upon making a selection, You shall be redirected to BFL’s store locator domain and therefore You shall exit our Site. Upon accessing the domain, You shall be bound by the terms and conditions of BFL.
2) Upon making a selection, all the stores at Your nearest location having availability of the Services as selected by You, shall be displayed on BFL's store locator domain.
3) You shall be bound by the terms and conditions of BFL’s platform as may be applicable in addition to the Terms of Use, Privacy Policy and Disclaimer of Our Site.
4) You may choose to purchase the product in person, from the store of Your choice as per the list of stores displayed before You on the BFL domain.
5) BFDL shall have no responsibility towards any transaction that may take place between You, BFL and/or Partner/Service Provider.
6) BFDL shall in no case be responsible for additional services in relation to a product such as warranty, installation, after-sales services.
Related Services
1) BFDL shall not be responsible for shipping or installation of the said Services.
2) Any transaction which may take place through offline mode, subsequently leading to shipping and installation shall be directly done between You and the Partner/Service Provider only. BFDL shall not have any responsibility for fulfilment of the same.
3) For any queries or assistance or support or clarifications, You may contact the Partner/Service Provider directly.
For Users availing Services through our offline fulfilment model, will be bound by the below terms and conditions. This includes without limitations wheeler markets, cosmetic services and educational courses.
BFDL provides a platform to the Users of the Site and acts as an intermediary to connect the User with Partner/Service Provider. All information and material available on the Site will only assist the Users who are interested in the Services provided by the Partners/Service Provider listed on the Site and who want to explore more options before concluding their selection of Services. Among other services and information, the Users shall be bound by the following terms:
1. The Site may provide information on new educational courses/cosmetic services, two-wheelers/four-wheelers/tractors or upcoming vehicles including but not limited to price, specifications, Partners/Service Provider’s locations etc.
2. The Site will provide a platform to research on two-wheelers/four-wheelers/tractors, prices, technical specifications, other vehicles attributes, and warranty and road-side assistance.
3. Services can further include the functionality to advertise / exhibit various Services including without limitation auto products, accessories to other Users of the Site. BFDL makes no claims that any such information / data as available is accurate or applicability of the information to any specific situation.
4. BFDL shall in no case be responsible for additional services in relation to a product such as subscription plans, warranty, installation, after-sales services.
5. BFDL shall not be responsible if You do not opt for any subsidy provided by Government which is available on the Tractor from time to time.
6. BFDL shall not be responsible for any Loan servicing and related transactions provided by Bajaj Finance Limited (BFL) for the purchase of such products on Loan.
7. BFDL shall not be responsible for the completion of registration certificate, insurance and any other statutory procedures or documents related to the products.
8. User further acknowledges and agrees that any information including actual price of any product may vary from the price listed on our Site and therefore BFDL shall not be responsible for any such changed pricing, any additional cost, if incurred by the User or any other information.
9. Further, the specifications or images of the product models shown on the platform may vary from the product models of the vehicles available at the time of purchase and hence BFDL shall not be responsible for any such variations.
10. BFDL’s financial partner BFL or the Partners/Service Providers may from time to time, launch certain offers/coupons/deals (“Scheme”). You acknowledge and accept that You shall be bound by the terms and conditions of the Scheme.
11. If You require certain additional services in relation to a product such as warranty, installation, after-sales services, You shall contact the Partners/Service Provider, who has sold the product to the You. BFDL is not responsible for providing any such additional services.
Order Process
1) Your selection of product shall be subject to availability of the same at the nearest store of the Partner/Service Provider in Your registered city. Upon showing interest in any particular product, your interest and details shall be captured and shared with BFL and Partner/Service Provider for the further process.
2) In case You choose to purchase the product through Partner/Service Provider, the Partner/Service Provider shall be solely responsible for all such sales transaction till the product and related services are delivered successfully. Further any related after sales services shall be provided by the Partner/Service Provider if You require the same from them.
3) In case you are desirous of availing financial facility from BFL or any financial institution, such loan arrangement is sole responsibility of BFL/financial institution and the Partner/Service Provider shall ensure the product and the related services are successfully delivered without any hassle. BFDL shall have no responsibility towards any transaction that may take place between You, BFL/financial institution and the Partner/Service Provider.
4) BFDL shall in no case be responsible for additional services in relation to a product such as warranty, installation, after-sales services.
Related Services
1) BFDL shall not be responsible for shipping or installation or delivery of the said Services.
2) Any transaction which may take place through offline mode, subsequently leading to shipping and installation shall be directly done between You and the Partner/Service Provider only. BFDL shall not have any responsibility for fulfilment of the same.
3) For any queries or assistance or support or clarifications, You may contact the Partner/Service Provider directly.
1. The Site is listing vehicles and related information of the vehicles (hereinafter called Products and Services) as provided by Cariot Auto Private Limited (hereinafter called Cars24).
2. We are acting as mere intermediary by providing our platform for listing Services offered by Cars24 for Your perusal. We would not be a party to any transaction taking place between You and Cars24.
3. We neither guarantee nor make any representations with respect to the offers or the Products and Services listed by Cars24.
4. We are not responsible for the sale/marketability/ merchantability/features of the Products and Services listed by Cars24.
5. The Services offered by Cars24 may also be available at other stores/online platforms.
6. Any Information about any Services is provided by Cars24, not by Us. We do not guarantee the accuracy of this said information.
7. The price and other terms of any sale (if applicable) remain subject to direct negotiation between You and Cars24.
8. The price displayed for the Product and Services is an indicative estimated price after evaluation and inspection by Cars24 and may be subject to revision. We are only acting as a facilitator by offering our platform for listing the Products and Services and hence not responsible for change in any prices listed.
9. The final Price of the Services should be considered as the amount offered by Cars24. Additionally, the amount for insurance, RTO charges (mandatory as per law), value-added services (if purchased), or any other accessories (if purchased) must be paid directly to the Cars24 (if applicable)
10. Any disputes regarding the purchase of Services should be addressed to Cars24 directly. In no scenario would We be liable for any Products and Services offered by Cars24.
11. Your affirmation to book a test drive or any transaction thereafter will lead You to being governed by the Terms and Conditions of Cars24 as may be applicable.
Order Process:
1) User interested in making any travel bookings may visit the travel tab on the Site.
2) Upon selecting a Partner/Service Provider of Your choice, You shall be redirected to the Partner/ Service Provider’s platform and therefore You shall exit our Site.
3) Once, you arrive at the Partner/ Service Provider’s platform, You shall be bound by the terms and conditions of Partner/Service Provider’s platform as may be applicable in addition to the Terms of Use, Privacy Policy and Disclaimer of Our Site.
4) BFDL shall not be or deemed to be responsible for any content mentioned therein or lack or deficiency of Services provided by the Partner/Service Provider or its representatives (airline, travel/tour operator, hotel, facility or similar agency).
By visiting the website (https://www.bajajmall.in/emi-store/) or its mobile app (collectively called ‘Site’), You (“User”) agree to be bound by this disclaimer, Terms of Use and Privacy Policy as stated herein.
Bajaj Finserv Direct Limited (“BFDL”) is the owner and digital platform facilitator of this Site, displaying the products and related services of various dealers/manufacturers/merchants/travel partners (“Partner/Service Provider”) on the Site, that may be selected by You.
BFDL is not responsible for selling or rendering any of the listed products and related services. BFDL does not act as an express or implied agent of the listed Partner/Service Provider of the following vis-a-vis the customers. BFDL neither guarantees nor makes any representation with respect to the offers, products or the related services (collectively called “Services”) provided by the Partner/Service Provider. BFDL is not responsible for the sale/quality/features of the Services listed on the platform.
BFDL shall not be responsible for any loan servicing and related transactions provided by Bajaj Finance Limited (“BFL”). BFDL and BFL shall not be liable in any manner whatsoever for any issues in relation to the Services provided by the Partner/Service Provider.
You may be re-directed to BFL’s and/or Partner/Service Provider’s platform for availing Services from BFL and/or the Partner/Service Provider. BFDL shall not be or deemed to be responsible for any lack or deficiency in Services provided by BFL or the Partner/Service Provider or its authorized representatives on their respective platforms.
The said Services are manufactured, sold and/or delivered by the Partner/Service Provider. The Partner/Service Provider shall be solely responsible for the quality/quantity/merchantability/delivery/installation/replacement/exchange in relation to the Services listed on the Site as well as the Partner/Service Provider’s respective platforms.
BFDL will not be liable to You or to any other person for any direct, indirect, incidental, punitive or consequential loss, damage, cost or expense of any kind whatsoever and howsoever arising out of your usage of the Site.
This document was last updated on 25/June/2024
This Privacy Policy should be read in conjunction to the Terms of Use and Disclaimer of the Site.
This document (“Privacy Policy”) is published in compliance with the provisions of Information Technology Act, 2000 (as amended from time to time), and Applicable Laws, as amended from time to time.
IN THIS POLICY,
• "Affiliates" means, in relation to any person, any entity that directly or indirectly controls, is controlled by, or is under common control with, the person, where the term ‘control’ shall have the meaning assigned to it in the Companies Act, 2013, as amended from time to time; and
• "Applicable Laws" includes any applicable constitution, statute, law, rule, regulation, ordinance, decree, order, judgement, authorization, or any directive, guideline, requirement or government restriction having the force of law, or any determination by, or interpretation of any of the foregoing by, any judicial authority, whether in effect as of the date of the Agreement or thereafter and each as amended from time to time within the jurisdiction of India.
• “Partner/Service Provider” means shall mean and include the authorized Dealers/Sellers/Merchants who are listing their products and associated services on the Site whereas BFDL has an arrangement with them for listing their products on the Site.
• “Site” means any web site, mobile site, or application, owned and operated by us;
• “Service” means using our products, software, services, as available on our Site and any products offered by our Partner’s on our Site;
• “We,” “us,” and “our” means Bajaj Finserv Direct Limited (“BFDL”);
• “You” and “your” “User” mean anyone who visits, accesses, or uses our Site or obtains Services from us through our Site.
BFDL intends to protect the privacy of its Users on its Site and committed to maintain the confidentiality, integrity, and security of all Information of our Users provided by them to BFDL from time to time. This Privacy Policy describes how BFDL collects and handles the information it may collect and/or receive from you via the use of this Site. Please see below for details on what type of information we may collect from you, how that information is used in connection with the Services offered on our Site and relevant Information shared with our Partners and Service Providers, only for the purpose of Services offered by us. This Privacy Policy applies to all current and former Users and by visiting and/or using our Site, and you agree to this Privacy Policy. We encourage you to read privacy policy for better understanding on the information which we collect and how we use this information.
BY VALIDATING YOUR MOBILE NUMBER THROUGH OTP AT THE TIME OF REGISTRATION OR AVAILING THE SERVICES, YOU ARE ACCEPTING THIS PRIVACY POLICY AND FURTHER, YOU EXPLICITLY CONSENT TO BFDL’s COLLECTION, STORAGE, RETENTION, ANALYSIS, USE AND DISCLOSURE OF YOUR INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY AND APPLICABLE LAWS.
BFDL may, for the purpose of rendering its services, collect personal information and financial information such as:
1. For the purpose of registering on our Site, you are required to furnish information including Mobile Number, Date of Birth, OTP validation, Full Name, Email ID, and other details shared via application form or via email or via any other medium
2. BFDL may collect additional information on the basis of type of product you choose and Services we render to you. We assure you that the information collected/stored/processed/shared shall be solely for the purpose for which it has been collected. All representation of information, facts, concepts, opinions, or instructions and data about an individual who is identifiable by or in relation of such data collected/stored/processed/shared shall therefore be collectively known as “Information”.
3. For the purpose of rendering our Service, we may collect additional Information including Name, Gender, Residential/correspondence address, Telephone number, DOB, Marital status, Email address, Aadhaar, PAN, KYC Status, Signature/ Digital Signature, Photograph, Bank Account or other payment instrument details and other details required for providing the services availed by you.
4. In addition to the Information made available to us, we may seek your explicit consent and request access to your SMS/E-mail/Location/Call Logs/Contact. We only read SMS/Emails from financial Service Providers and do not open, read, or access any SMS/E-mails. We hereby confirm that we do not access any other personal Information on your SMS/ E-mail. Please note this consent is purely voluntary. Upon granting the consent for access to your SMS/Email/Location/Call Logs/Contact, if at any time, you wish to deny access to the above-mentioned consent in future you may do so from the settings of your mobile device. In case you withdraw given consents, we assure you that BFDL shall not have any access to your Information prospectively.
5. Information exchanged between you and BFDL in the form of written communication, responses to emails, feedback required from you, participation in discussions, etc. is handled with confidentiality.
6. PURPOSE: We collect/obtain your Information for the purposes mentioned herein below:
• To provide the Services availed by you
• To market new products and services by BFDL or by any of its group companies, affiliate(s), Partners.
• To intimate you about any new products, services, offers and/or promotions being offered by BFDL or any of its group companies,Affiliate(s) or Partners.
• To recommend suggestions related to availed services on the basis of your Information collected.
We provide a unique user code to every user, where we keep all collected Information related to the User and further, we use that Information on the basis of the purpose required.
1. BFDL offers online platform for listing products and services to you and to carry out the transaction that collects such Information to process your transaction requests. The Information so collected may be shared with respective Partners/group companies/Affiliates/subsidiaries/Service Providers etc. for offering the Services and the purposes as mentioned hereinabove. BFDL will endeavour to take all reasonable steps to ensure that the confidentiality of your Information is maintained by imposing strict confidentiality standards on all the Service Providers to whom it discloses such Information.
2. We and our Partners/group companies/Affiliates/subsidiaries may share/transfer/convey some or all of your Information with another business entity to carry out any business activity related to the Services and products offered/to be offered to you.
3. BFDL may share your Information with its Service Providers, Partners, affiliate(s), group companies, in accordance with Applicable Laws, for the purposes of (i) providing the Services and to perform the functions on your behalf or on behalf of BFDL; (ii) marketing new products and services by BFDL or by any of its Affiliate(s), Partners or (iii) to intimate you about any new products, services, offers and/or promotions being offered by BFDL or any of its Affiliate(s), group companies, Partners.
4. BFDL shares Information with Partners, Affiliates, group companies, in accordance with applicable laws, for providing certain services, we make available to you on our Site. We may provide Information related to those Services on our Site or redirect you to the Site of such third parties. Your Information shall be used/ processed/ stored by such third parties, in accordance with the services availed by you as per the terms and conditions of their respective terms. BFDL may not store any Information collected in this case and therefore, we are not bound to maintain confidentiality regarding the Information shared by you or collected by such third parties and further, we are not responsible for the use of such Information by the third parties. It is hereby expressly declared that third parties shall be solely responsible for use of your Information by them.
5. Changes in Policy - Due to changes in legislation or enhancements to functionality and content on the Site, we may make changes to Privacy Policy (without being obliged to do so) and would reflect those changes in this Privacy Policy statement. Hence, you are requested to go through the privacy policy statement on a regular basis. By using this Site, you consent to the usage of the Information that you provide to us in accordance with this Privacy Policy. If we alter our Privacy Policy materially, the alterations/ changes to this Policy will go into effect on posting this page. If you continue using the Site, you are consenting that your Information may be used in accordance with the new Privacy Policy. If you do not agree with the changes, then you should inform us that you do not want your Information used in accordance with the changes.
6. Security of Information shared by you - BFDL is strongly committed to protecting the privacy of its users and has taken all necessary and reasonable measures to protect the confidentiality of the user Information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential Information when in accordance with this Privacy policy or in terms of the agreements, if any, with the Users. We use an SSL certificate to secure the Information you share with us and its transmission. Because no data transmission is completely secure, and no system of physical or electronic security is impenetrable, we cannot guarantee the security of the Information you send to us or the security of our servers, networks, or Information bases. By using the Site and its Services, you: (a) agree to assume all risk relating to the Information sent to us or collected by us when you access, visit and/or use the Site and its Services (including without limitation your personally identifiable information or other registration information); and (b) agree that we are not responsible for any loss of such Information or any consequences that may result from any loss of such Information.
Handling of Security Breach
BFDL has an internal policy for incident reporting and management which is reviewed and updated from time to time which deals with framework for management of information security incidents at BFDL, including reporting of incidents, escalation procedures, and actions to contain the damage and recover systems and follow up investigative and corrective actions.
7. We may share your Information with the Government agencies & authorities in accordance with the Applicable Laws.
We retain your Information as long as the purpose of its usage exist, after which the same is archived or purged or deleted by us except in case where the retention is required as per Applicable Laws. Further, we inform you that we retain Information even after you withdraw your consent partially or wholly, for longer period of time, when necessary or required to be retained by Us, under various Applicable Laws.
In general terms, this will mean that your Information will be kept for the duration of our relationship with you and:
• the period required by under Applicable Laws; and
• as long as it is necessary for you to be able to bring a claim against us and for us to be able to defend ourselves against any legal claims. This will generally be the length of the relationship plus the length of any applicable statutory limitation period under Applicable Laws.
By agreeing to avail the service offered by BFDL, you have agreed to the collection and use of your Information by BFDL. You always have the right to refuse or partially withdraw or completely withdraw your consent to share of your Information by raising a service request through Bajaj Markets App/ Customer Portal. However, in case you choose to opt for any such revocation/restriction, we may not be able to offer/serve you with various products/services that need us to have your consent for using/storing/sharing your Information in accordance with this Privacy Policy and in such case, we may have to withdraw/stop any such products/services being availed by you. Such request of withdrawal/revocation shall always be prospective and any Information shared with third parties basis the earlier consent may not be destroyed/purged in all cases.
The applicable laws require us to notify you regarding how we collect, use, and share your Information. Throughout this Privacy Policy we discuss in detail the specific pieces of Information we collect, how we use them and with whom we share those Information for the purposes mentioned herein.
Further, you are hereby informed that the following Information are sought/ have been obtained by us from you based on the products and Services opted by you on our Site:
• Full Name
• Date of Birth
• Gender
• Residential/correspondence address
• Telephone number
• Access to SMS/E-mail/Call Logs/Contact/Location
• Marital status
• Email address
• Aadhaar (by following procedure under applicable law)
• PAN
• KYC Status
• Signature/ Digital Signature
• Photograph
• Bank Account or other payment instrument details and
• Other details which shall be require for providing services to YOU
The purpose of collecting the aforesaid listed Information is solely to cater smooth Services to you and such Information shall not be used for any other purpose whatsoever. We may disclose the categories of Information identified above for our operational purposes where the use is reasonably necessary and proportionate to achieve the operational purpose for which it was collected or processed, or for another compatible operational purpose.
Like most Sites, we use small bits of data called ‘cookies’ stored on user’s computers to stimulate a continuous connection. Cookies allow us storage of Information about your preferences and certain session Information that allow you to move to different pages of our secure Site without having to re-enter your Information. A cookie includes a unique identifier that is sent by a web server to the browser on your computer, mobile phone or any other internet enabled device when you visit an on-line Site. Cookies and similar technologies are widely used to make Sites work efficiently and to collect Information about your online preferences.
We use this Information to customize our services and measure the overall effectiveness of our online content, and products and services we offer through the Site. We use cookies for marketing purposes as well to track your online activity and to help advertisers deliver more relevant advertising or to limit how many times you see an ad. No personal information will be collected via cookies and other tracking technology; however, if you previously provided personal information, cookies may be tied to such Information. Any Information collected is stored in secure databases protected via a variety of access controls and is treated as confidential Information by us.
In case of any complaints, discrepancies, requests, or concerns with regard to use, processing, disclosure of Information with respect to your Information/ personal information or breach of BFDL’s Term of Use & Privacy Policy and violation of Applicable Laws, you may contact the designated Grievance Redressal Officer. The Grievance Redressal Officer shall redress the grievances of the relevant individuals expeditiously and in any event within the period prescribed under law. Notwithstanding the above, BFDL reserves the right to decline to process any such request which may risk the security and confidentiality of the Information of others, as well as requests which are impractical or not made in good faith, or the circumstances as provided for under the law permitting BFDL to refuse such request(s).
Details of Grievance Redressal Officer is mentioned herein below:
Name: Rajeev Chauhan
Designation: National Manager – Customer Service & Experience
Contact No.: 020-71877021 (Monday to Friday - 10 AM to 6 PM)
Email Id: grievanceofficer@bajajfinservmarkets.in
Raise your Request/ Query/ Complaint by filling the form on https://www.bajajfinservmarkets.in/contact-us.html
1. You can also refer to the FAQ section for quick resolutions.
2. If you have any query/complaint in relation to BFL EMI Network Card, You are requested to take up such queries to Bajaj Finance Limited directly.
3. If Your query is not resolved within 21 days, You can escalate the matter by writing to the Grievance Officer (Rajeev Chauhan) at grievanceofficer@bajajfinservmarkets.in