Why choose Bajaj Finserv Doctor Loan?

3 unique variants

Choose the loan type that best fits your needs: Term Loan, Flexi Term Loan, or Flexi Hybrid Loan.

No part-prepayment charge on Flexi variants

Repay part of your loan with no additional charges when you choose a Flexi Term Loan or a Flexi Hybrid Loan. Read about Flexi Hybrid Loan

Loan of up to Rs. 55 lakh

Get funds up to Rs. 55 lakh to manage both big and small expenses.

Convenient tenures of up to 8 years

Repay the loan in manageable EMIs with long tenures spanning from 12 to 96 months.

Money in your account in 48 hours*

Get the money in your bank account within 48 hours* or even on the day of loan approval.

No hidden charges

All fees and charges are listed here and in the loan agreement. Please read these carefully before applying.

No collateral needed

You do not have to submit any assets as collateral to get this loan. You do not need a guarantor, either.

End-to-end online application process

Apply for this loan in minutes, at any time that suits your convenience. *Terms and Conditions apply

Doctor Loan FAQs

What is the Flexi Term Loan facility?

The Flexi Term Loan facility is a unique financial product that allows you to withdraw and prepay funds as needed from your loan limit. In Flexi Hybrid Loans, only the amount utilised is charged interest, and you have the ability to reduce your EMIs during the initial term.

Where can I find the loan account statement for my doctor loan?

You may access all of the information about your doctor loan on the Bajaj Finserv customer portal, My Account. This includes your loan account statement, repayment plan, and other specifics.

What is the maximum loan amount you can get with a Doctor loan?

Bajaj Finserv offers doctor loans of up to Rs. 55 lakh You can see the doctor loan amount that has been pre-approved for you by providing us with a few basic details. Alternatively, you can apply for a doctor loan by filling out an online form..

What is the difference between a Flexi Hybrid Loan and a Term Loan?

A Flexi Hybrid Loan and a Term Loan are two variants of doctor loans offered by Bajaj Finserv. A Term Loan is similar to a conventional doctor loan in that you borrow the money you require and repay it throughout the loan term. Your payments include both an interest component and a principle component, and the EMI amount remains constant during the term. The Flexi Term Loan provides you with access to a loan limit that you can withdraw and repay at your leisure. You can choose interest-only EMIs for the first half of the Flexi Hybrid Loan's duration. Flexi versions, as the name implies, are more flexible and allow you to decrease the strain of loan repayments..

How do I apply for a loan for doctors?

If you are a pre-approved customer of Bajaj Finserv, enter your name and phone number here to check your doctor loan offer. Applying for a doctor loan is quick and simple, with pre-approved offers of up to Rs. 55 lakh. If you are a new customer of Bajaj Finserv, you may apply for a doctor loan by completing the online application form and providing your KYC and other documentation. Before applying for a doctor loan, make sure you understand the documentation requirements and qualifying conditions.

How can a doctor get a loan?

A doctor can get a loan by applying online with Bajaj Finance. The doctor should meet our eligibility criteria and submit the required documents to avail the loan.

What is the maximum personal loan for doctors?

With Bajaj FInance you can get maximum personal loan for doctors of up to Rs. 55 lakh. The final loan amount depends on the doctor’s income, credit score, and repayment capacity.

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